About RC Lending Advisors.
A nationwide mortgage team built on speed, straight answers, and the belief that a loan should never go quiet on you.
The team behind 900+ short-term rentals and 1,000+ first homes.
RC Lending Advisors is led by Branch Manager Ricardo Carrillo (NMLS #1820777) and backed by the lending power of Cornerstone First Mortgage, LLC (NMLS #173855). We serve all 50 states and Puerto Rico, with more than 3,000 loan programs behind us and a process built to close in 14 to 21 days.
We built our name in two places most lenders treat as opposites: first-time homebuyers who need a patient guide, and short-term rental investors who need a fast, creative one. Over 900 Airbnbs and vacation rentals and over 1,000 first homes later, the throughline is the same: real people, real numbers, and a closing date we treat as a promise.
Nobody should lose a property to slow money.
From a family's first home to a portfolio of short-term rentals, we deliver financing that moves at the speed of the deal: precise, personal, and serving all 50 states and Puerto Rico.
What it's actually like here.
Almost all of our business comes from past clients sending us their family and friends. That's the most honest thing we can tell you about how this team operates: people don't refer their mom to a place that treated them like a file number.
We pick up fast, we say the real number, and we celebrate every closing like it's ours. If you want to see it instead of reading about it, follow along or come work with us.
The people behind your loan.
Work with us, either way.
Need a loan or want a career? The door is the same.
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